Provident Personal Credit Specialising in quick cash loans from £50 - £800 Also Shopping Vouchers and Argos easy shop card Apply online now, its quick and easy

Apply online via form or call our application line on 0870 9493888
*please note this is an application line only, please refer to site for product details and questions
*please note calls charged at BT national rate, other networks may vary, lines open 24 hours
*For existing applications or enquiries please call 0800 409 6654

Example: Loan amount: £300
57 weekly repayments of £9
Total amount payable £513. Typical 189.2% APR


Our customers' needs are serviced by our nationwide branch network and over 10,000 agents using our friendly door-to-door service. In fact, many agents were customers before working with Provident Personal Credit, so they know their customer's circumstances and can judge their ability to take on a loan and make the repayments.

It’s how we’ve operated for a 125 years to become one of the UK & Republic of Ireland's leading home collected credit companies, offering small, unsecured loans and other related products

95% of customers are satisfied with Provident Personal Credit
You can rely on our offer to be trustworthy and transparent
Agents receive commission based on how much they collect, not on how much they lend.
So it's not in their interest to offer more than customers can afford to repay
There are no hidden charges for administration fees, introductory fees or penalty charges, which other    lenders may charge you for separately
We lend responsibly. We only lend what we believe people can afford to pay
Customers always know what they owe. The amount owed under the credit agreement never goes up and every pound you repay reduces the total amount owed by a pound

What are Provident customers saying ?

* Source: Quaestor RMS Sept 2005

“When Provident comes to the door my payments are marked up in a payment book,
so each week I know exactly what I have to pay.”

“My book is really handy, and it helps me to budget.”

“I’ve got three young kids and I buy lots of toys for them, so the Provident Shopping vouchers really come in handy.”

“When my agent comes round, she’s nice, happy and friendly.”

“I’ve got my agents mobile number, I needed some extra cash quickly so I gave her a call and
she came around the same day and gave me my loan.”

“I find Provident reliable, understanding and there to meet my needs.”

“I get on very well with my agent, she often comes and joins me for a cup of tea when she collects.
It’s the friendly service that I like about Provident.”

“I know where I am week to week with a Provident loan.”

“I have actually recommended Provident to my friends.”